Side-by-side · Q2 2026 data
Openland Credit Union vs City Credit Union
Metric by metric
| Measure | Openland Credit Union | City Credit Union |
|---|---|---|
| TellerScore | 63 | 73 (stronger) |
| Capital cushion | 61 | 73 (stronger) |
| Loan quality | 64 (stronger) | 59 |
| Earnings | 47 | 64 (stronger) |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 85 | 89 (stronger) |
| Peer percentile | 29th | 60th |
| Total assets | $587.9M | $629.8M |
| Deposits / shares | $519.5M | $545.2M |
| Capital ratio | 11.07% | 12.27% (stronger) |
| Problem loans | 1.09% (stronger) | 1.23% |
| Net charge-offs | 2.19% | 1.27% (stronger) |
| Return on assets | 0.67% | 1.09% (stronger) |
| Loans ÷ deposits | 89.0% | 56.2% (stronger) |
| Uninsured deposits | 5.2% (stronger) | 7.4% |
| Offices | 11 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City Credit Union has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Openland Credit Union leads on 2 and City Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.