TellerScore

City Credit Union (NCUA charter #67669) is based in Dallas, Texas. Its Q2 2026 call report shows $629.8M in total assets and $545.2M in member shares and deposits and 4 offices.

Based on its Q2 2026 filing, City Credit Union scores 73/100, which we describe as strong. That is higher than 60% of 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 183rd. Its strongest component is funding & liquidity (100/100; 56% loans-to-deposits, 7% uninsured), and its lowest is loan quality (59/100; 1.23%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Net worth ratio: 12.27%
Loan quality59/100
Loans 60+ days delinquent ÷ total loans: 1.23%
Earnings64/100
Return on assets (annualized): 1.09%
Funding & liquidity100/100
Loans ÷ shares: 56.2% · 7.4% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 13 points (60 → 73), mostly because the earnings component improved by 30 points.

TellerScore
556473Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202455
Q4 202460
Q1 202561
Q2 202560
Q3 202562
Q4 202561
Q1 202669
Q2 202673
Net worth ratio
7.00%9.63%12.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.49%
Q3 202411.13%
Q4 202411.49%
Q1 202511.49%
Q2 202511.51%
Q3 202511.74%
Q4 202511.85%
Q1 202611.88%
Q2 202612.27%
Delinquent loans (60+ days)
1.17%1.63%2.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.65%
Q3 20242.09%
Q4 20241.72%
Q1 20251.60%
Q2 20251.72%
Q3 20251.57%
Q4 20251.58%
Q1 20261.17%
Q2 20261.23%
Return on assets
0.10%0.60%1.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.45%
Q3 20240.44%
Q4 20240.53%
Q1 20250.34%
Q2 20250.36%
Q3 20250.36%
Q4 20250.10%
Q1 20260.67%
Q2 20261.09%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$629.8M12.27%1.23%1.09%56.2%
Q1 202669$630.5M11.88%1.17%0.67%57.8%
Q4 202561$623.2M11.85%1.58%0.10%60.7%
Q3 202562$640.3M11.74%1.57%0.36%60.5%
Q2 202560$648.3M11.51%1.72%0.36%61.4%
Q1 202561$643.9M11.49%1.60%0.34%63.5%
Q4 202460$639.5M11.49%1.72%0.53%67.2%
Q3 202455$651.1M11.13%2.09%0.44%66.9%
Q2 202458$685.1M10.49%1.65%0.45%64.7%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.27%
61st
Problem loans1.23%
20th
Net charge-offs1.27%
5th
Return on assets1.09%
71st
Loans to deposits56.2%
83rd
Uninsured deposits7.4%
35th
Loan-loss reserves0.00%
50th
Texas ratio5.7%
34th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Educators Credit UnionCredit union Waco, TX99 out of 100, Very strong$609.5M20.3%0.17%vs
Dugood Federal Credit UnionCredit union Beaumont, TX87 out of 100, Very strong$609.4M13.4%0.09%vs
Union Square Credit UnionCredit union Wichita Falls, TX37 out of 100, Low$601.3M8.4%2.69%vs
Openland Credit UnionCredit union League City, TX63 out of 100, Moderate$587.9M11.1%1.09%vs
Education First Federal Credit UnionCredit union Beaumont, TX65 out of 100, Moderate$583.1M9.1%0.62%vs
Abilene Teachers Federal Credit UnionCredit union Abilene, TX95 out of 100, Very strong$690.4M18.8%0.31%vs

Deposit insurance

Is my money safe at City Credit Union?

Yes. City Credit Union is a federally insured credit union (NCUA charter #67669). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.4% of shares and deposits ($40.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

City Credit Union lists 4 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
City Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67669
RSSD ID
715292
Primary regulator
State + NCUA
Established
1942
Headquarters
8344 E R L Thornton Fwy Ste 400, Dallas, TX 75228
Employees
106

Quick answers

City Credit Union: common questions

Is City Credit Union NCUA insured?

Yes. City Credit Union is a federally insured credit union (NCUA charter #67669). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is City Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does City Credit Union have?

4 offices as of the latest NCUA data.