Side-by-side · Q2 2026 data
Openland Credit Union vs Corpus Christi Postal Employees Credit Union
Credit union
Corpus Christi Postal Employees Credit Union
Corpus Christi, Texas · Under $100 million in assets
Metric by metric
| Measure | Openland Credit Union | Corpus Christi Postal Employees Credit Union |
|---|---|---|
| TellerScore | 63 | 96 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 64 | 100 (stronger) |
| Earnings | 47 | 81 (stronger) |
| Funding & liquidity | 71 | 98 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 29th | 97th |
| Total assets | $587.9M | $17.1M |
| Deposits / shares | $519.5M | $14.1M |
| Capital ratio | 11.07% | 20.25% (stronger) |
| Problem loans | 1.09% | 0.00% (stronger) |
| Net charge-offs | 2.19% | -0.02% (stronger) |
| Return on assets | 0.67% | 1.53% (stronger) |
| Loans ÷ deposits | 89.0% | 61.9% (stronger) |
| Uninsured deposits | 5.2% | 0.5% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Corpus Christi Postal Employees Credit Union has the higher TellerScore (96 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Openland Credit Union leads on 0 and Corpus Christi Postal Employees Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.