Side-by-side · Q2 2026 data
Oregon Coast Bank vs 1st Security Bank of Washington
Metric by metric
| Measure | Oregon Coast Bank | 1st Security Bank of Washington |
|---|---|---|
| TellerScore | 52 | 67 (stronger) |
| Capital cushion | 54 | 64 (stronger) |
| Loan quality | 12 | 81 (stronger) |
| Earnings | 65 (stronger) | 64 |
| Funding & liquidity | 85 (stronger) | 36 |
| Problem-loan coverage | 68 | 92 (stronger) |
| Peer percentile | 8th | 44th |
| Total assets | $446.3M | $3.2B |
| Deposits / shares | $404.0M | $2.5B |
| Capital ratio | 10.43% | 11.44% (stronger) |
| Problem loans | 2.65% | 0.58% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.44% |
| Return on assets | 1.12% (stronger) | 1.09% |
| Loans ÷ deposits | 65.2% (stronger) | 107.9% |
| Uninsured deposits | 24.5% (stronger) | 29.2% |
| Offices | 7 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.1% |
1st Security Bank of Washington has the higher TellerScore (67 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Oregon Coast Bank leads on 4 and 1st Security Bank of Washington on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Newport, OR
- Tillamook, OR
- Waldport, OR