Side-by-side · Q2 2026 data
Oregon Community Credit Union vs Oregon State Credit Union
Metric by metric
| Measure | Oregon Community Credit Union | Oregon State Credit Union |
|---|---|---|
| TellerScore | 55 | 76 (stronger) |
| Capital cushion | 58 | 68 (stronger) |
| Loan quality | 50 | 81 (stronger) |
| Earnings | 55 | 73 (stronger) |
| Funding & liquidity | 50 | 76 (stronger) |
| Problem-loan coverage | 69 | 92 (stronger) |
| Peer percentile | 13th | 79th |
| Total assets | $3.7B | $2.8B |
| Deposits / shares | $3.0B | $2.4B |
| Capital ratio | 10.81% | 11.75% (stronger) |
| Problem loans | 1.49% | 0.58% (stronger) |
| Net charge-offs | 1.73% | 0.74% (stronger) |
| Return on assets | 0.86% | 1.32% (stronger) |
| Loans ÷ deposits | 110.1% | 84.5% (stronger) |
| Uninsured deposits | 12.0% | 5.9% (stronger) |
| Offices | 16 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
Oregon State Credit Union has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Oregon Community Credit Union leads on 0 and Oregon State Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.