Side-by-side · Q2 2026 data
Origin Bank vs Gulf Coast Bank and Trust Company
Metric by metric
| Measure | Origin Bank | Gulf Coast Bank and Trust Company |
|---|---|---|
| TellerScore | 64 (stronger) | 55 |
| Capital cushion | 64 (stronger) | 41 |
| Loan quality | 68 (stronger) | 47 |
| Earnings | 69 (stronger) | 64 |
| Funding & liquidity | 32 | 70 (stronger) |
| Problem-loan coverage | 88 (stronger) | 74 |
| Peer percentile | 46th | 13th |
| Total assets | $10.2B | $3.9B |
| Deposits / shares | $8.7B | $3.3B |
| Capital ratio | 11.37% (stronger) | 9.07% |
| Problem loans | 0.97% (stronger) | 1.60% |
| Net charge-offs | 0.08% (stronger) | 0.44% |
| Return on assets | 1.23% (stronger) | 1.11% |
| Loans ÷ deposits | 91.4% | 83.7% (stronger) |
| Uninsured deposits | 48.5% | 21.4% (stronger) |
| Offices | 57 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | — |
Origin Bank has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Origin Bank leads on 5 and Gulf Coast Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.