Headquartered in Choudrant, Louisiana, Origin Bank is a state-chartered bank (fed member) with $10.2B in total assets and $8.7B in deposits as of Q2 2026. It operates 59 offices across 5 states. Its charter dates back to 1912.
Based on its Q2 2026 filing, Origin Bank scores 64/100, which we describe as moderate. That is higher than only 46% of 132 banks with $10 billion – $100 billion. Among 104 banks headquartered in Louisiana, it ranks 67th. Its strongest component is problem-loan coverage (88/100; 6.2%), and its lowest is funding & liquidity (32/100; 91% loans-to-deposits, 49% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (59 → 64), mostly because the earnings component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 61 |
| Q4 2024 | 59 |
| Q1 2025 | 61 |
| Q2 2025 | 59 |
| Q3 2025 | 56 |
| Q4 2025 | 58 |
| Q1 2026 | 60 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.53% |
| Q3 2024 | 10.75% |
| Q4 2024 | 10.89% |
| Q1 2025 | 11.18% |
| Q2 2025 | 11.24% |
| Q3 2025 | 10.97% |
| Q4 2025 | 10.91% |
| Q1 2026 | 10.89% |
| Q2 2026 | 11.37% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.95% |
| Q3 2024 | 0.81% |
| Q4 2024 | 0.99% |
| Q1 2025 | 1.07% |
| Q2 2025 | 1.11% |
| Q3 2025 | 1.17% |
| Q4 2025 | 1.06% |
| Q1 2026 | 1.11% |
| Q2 2026 | 0.97% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.83% |
| Q4 2024 | 0.80% |
| Q1 2025 | 0.98% |
| Q2 2025 | 0.81% |
| Q3 2025 | 0.59% |
| Q4 2025 | 0.76% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $10.2B | 11.37% | 0.97% | 1.23% | 91.4% |
| Q1 2026 | 60 | $10.1B | 10.89% | 1.11% | 1.06% | 88.3% |
| Q4 2025 | 58 | $9.6B | 10.91% | 1.06% | 0.76% | 90.7% |
| Q3 2025 | 56 | $9.7B | 10.97% | 1.17% | 0.59% | 88.3% |
| Q2 2025 | 59 | $9.6B | 11.24% | 1.11% | 0.81% | 92.7% |
| Q1 2025 | 61 | $9.7B | 11.18% | 1.07% | 0.98% | 89.3% |
| Q4 2024 | 59 | $9.6B | 10.89% | 0.99% | 0.80% | 90.5% |
| Q3 2024 | 61 | $9.9B | 10.75% | 0.81% | 0.83% | 92.0% |
| Q2 2024 | 58 | $9.9B | 10.53% | 0.95% | 0.80% | 92.0% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Deposit insurance
Is my money safe at Origin Bank?
Yes. Origin Bank is an FDIC-insured institution (FDIC certificate #12614). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 48.5% of deposits ($4.2B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.97% (benchmark: 10%).
59 locations
Branches
Origin Bank lists 57 offices in 37 cities across 5 states. Most locations:
- Houston, TX (9)
- Dallas, TX (4)
- Fort Worth, TX (3)
- Monroe, LA (3)
- Ruston, LA (3)
- Farmerville, LA (2)
- Shreveport, LA (2)
- West Monroe, LA (2)
- Allen, TX (1)
- Bastrop, LA (1)
- Bernice, LA (1)
- Bossier City, LA (1)
HMDA 2025
Mortgage lending
In 2025, Origin Bank reported 1,312 home-loan applications under HMDA (LEI D8RBTOL3JO2Q6IEO0F34): 976 originated ($458,510,000 total), 108 denied, and 168 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Origin Bank
- Former names
- Community Trust Bank; The Bank of Choudrant; Bank of Choudrant
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 12614
- RSSD ID
- 667757
- Primary regulator
- FED
- Holding company
- Origin Bcorp Inc
- Established
- November 23, 1912
- Headquarters
- 3921 Elm St, Choudrant, LA 71227
- Website
- www.origin.bank
- Employees
- 857
Quick answers
Origin Bank: common questions
Is Origin Bank FDIC insured?
Yes. Origin Bank is an FDIC-insured institution (FDIC certificate #12614). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Origin Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Origin Bank ever failed?
There is no failure record for FDIC certificate #12614 in the FDIC failed bank list.
How many branches does Origin Bank have?
59 offices as of the latest FDIC data, in 5 states.
Nearby
Highest-scoring banks and credit unions with branches near Choudrant
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gibsland Bank & Trust CompanyBank Gibsland, LA | 81 out of 100, Strong | $574.3M | 16.5% | 0.61% | vs |
| Union Federal Credit UnionCredit union Farmerville, LA | 80 out of 100, Strong | $611K | 21.2% | 0.00% | vs |
| Ouachita Valley Federal Credit UnionCredit union West Monroe, LA | 80 out of 100, Strong | $464.1M | 13.1% | 0.78% | vs |
| Hodge Bank & Trust CompanyBank Hodge, LA | 78 out of 100, Strong | $127.6M | 15.2% | 1.85% | vs |
| Century Next BankBank Ruston, LA | 77 out of 100, Strong | $916.4M | 11.9% | 0.12% | vs |
| Sevenfold Federal Credit UnionCredit union West Monroe, LA | 73 out of 100, Strong | $52.5M | 13.8% | 1.86% | vs |