Side-by-side · Q2 2026 data
Origin Bank vs Ouachita Valley Federal Credit Union
Credit union
Ouachita Valley Federal Credit Union
West Monroe, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Origin Bank | Ouachita Valley Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 80 (stronger) |
| Capital cushion | 64 | 81 (stronger) |
| Loan quality | 68 | 74 (stronger) |
| Earnings | 69 | 75 (stronger) |
| Funding & liquidity | 32 | 88 (stronger) |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 46th | 78th |
| Total assets | $10.2B | $464.1M |
| Deposits / shares | $8.7B | $420.9M |
| Capital ratio | 11.37% | 13.12% (stronger) |
| Problem loans | 0.97% | 0.78% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.68% |
| Return on assets | 1.23% | 1.37% (stronger) |
| Loans ÷ deposits | 91.4% | 71.8% (stronger) |
| Uninsured deposits | 48.5% | 8.5% (stronger) |
| Offices | 57 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 42.5% |
Ouachita Valley Federal Credit Union has the higher TellerScore (80 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Origin Bank leads on 1 and Ouachita Valley Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.