Side-by-side · Q2 2026 data
Orlando Credit Union vs Panhandle Credit Union
Metric by metric
| Measure | Orlando Credit Union | Panhandle Credit Union |
|---|---|---|
| TellerScore | 59 | 87 (stronger) |
| Capital cushion | 40 | 85 (stronger) |
| Loan quality | 82 | 91 (stronger) |
| Earnings | 31 | 72 (stronger) |
| Funding & liquidity | 76 | 94 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 19th | 91st |
| Total assets | $379.2M | $367.9M |
| Deposits / shares | $335.5M | $313.8M |
| Capital ratio | 9.04% | 13.46% (stronger) |
| Problem loans | 0.53% | 0.27% (stronger) |
| Net charge-offs | 1.00% | 0.24% (stronger) |
| Return on assets | 0.28% | 1.29% (stronger) |
| Loans ÷ deposits | 83.6% | 66.2% (stronger) |
| Uninsured deposits | 15.7% | 9.5% (stronger) |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 67.4% | 12.1% |
Panhandle Credit Union has the higher TellerScore (87 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Orlando Credit Union leads on 0 and Panhandle Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.