Side-by-side · Q2 2026 data
Orlando Credit Union vs Velocity Community Credit Union
Credit union
Velocity Community Credit Union
Palm Beach Gard, Florida · $100 million – $1 billion
Metric by metric
| Measure | Orlando Credit Union | Velocity Community Credit Union |
|---|---|---|
| TellerScore | 59 | 74 (stronger) |
| Capital cushion | 40 | 76 (stronger) |
| Loan quality | 82 | 82 |
| Earnings | 31 | 49 (stronger) |
| Funding & liquidity | 76 (stronger) | 75 |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 19th | 63rd |
| Total assets | $379.2M | $491.7M |
| Deposits / shares | $335.5M | $422.2M |
| Capital ratio | 9.04% | 12.55% (stronger) |
| Problem loans | 0.53% (stronger) | 0.55% |
| Net charge-offs | 1.00% | 0.30% (stronger) |
| Return on assets | 0.28% | 0.74% (stronger) |
| Loans ÷ deposits | 83.6% (stronger) | 85.2% |
| Uninsured deposits | 15.7% | 9.3% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 67.4% | — |
Velocity Community Credit Union has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Orlando Credit Union leads on 2 and Velocity Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.