Side-by-side · Q2 2026 data
Ornl Federal Credit Union vs Leaders Credit Union
Metric by metric
| Measure | Ornl Federal Credit Union | Leaders Credit Union |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 60 (stronger) | 57 |
| Loan quality | 79 | 79 |
| Earnings | 66 | 75 (stronger) |
| Funding & liquidity | 61 (stronger) | 58 |
| Problem-loan coverage | 90 (stronger) | 89 |
| Peer percentile | 54th | 54th |
| Total assets | $5.0B | $1.4B |
| Deposits / shares | $4.0B | $1.2B |
| Capital ratio | 11.01% (stronger) | 10.71% |
| Problem loans | 0.62% (stronger) | 0.64% |
| Net charge-offs | 0.73% | 0.65% (stronger) |
| Return on assets | 1.15% | 1.38% (stronger) |
| Loans ÷ deposits | 98.8% (stronger) | 102.6% |
| Uninsured deposits | 9.7% | 7.9% (stronger) |
| Offices | 25 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Ornl Federal Credit Union leads on 3 and Leaders Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.