Side-by-side · Q2 2026 data
OSB Community Bank vs Streator Onized Credit Union
Metric by metric
| Measure | OSB Community Bank | Streator Onized Credit Union |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 88 (stronger) | 84 |
| Earnings | 58 | 67 (stronger) |
| Funding & liquidity | 42 | 70 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 40th | 86th |
| Total assets | $355.6M | $423.3M |
| Deposits / shares | $293.5M | $354.0M |
| Capital ratio | 11.64% | 15.58% (stronger) |
| Problem loans | 0.36% (stronger) | 0.47% |
| Net charge-offs | 0.03% (stronger) | 1.21% |
| Return on assets | 0.95% | 1.19% (stronger) |
| Loans ÷ deposits | 104.1% | 90.6% (stronger) |
| Uninsured deposits | 27.6% | 4.6% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.2% |
Streator Onized Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), OSB Community Bank leads on 2 and Streator Onized Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.