TellerScore

Side-by-side · Q2 2026 data

Ottawa Hiway Credit Union vs Streator Onized Credit Union

Credit union

Ottawa Hiway Credit Union

Ottawa, Illinois · Under $100 million in assets

100of 100
Very strong

Credit union

Streator Onized Credit Union

Streator, Illinois · $100 million – $1 billion

84of 100
Strong

Metric by metric

MeasureOttawa Hiway Credit UnionStreator Onized Credit Union
TellerScore100 (stronger)84
Capital cushion100100
Loan quality100 (stronger)84
Earnings100 (stronger)67
Funding & liquidity100 (stronger)70
Problem-loan coverage100 (stronger)94
Peer percentile100th86th
Total assets$16.3M$423.3M
Deposits / shares$13.5M$354.0M
Capital ratio16.69% (stronger)15.58%
Problem loans0.00% (stronger)0.47%
Net charge-offs0.07% (stronger)1.21%
Return on assets2.12% (stronger)1.19%
Loans ÷ deposits52.9% (stronger)90.6%
Uninsured deposits11.5%4.6% (stronger)
Offices37
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—28.2%

Ottawa Hiway Credit Union has the higher TellerScore (100 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Ottawa Hiway Credit Union leads on 6 and Streator Onized Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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