Side-by-side · Q2 2026 data
Ouachita Valley Federal Credit Union vs LA Capitol Federal Credit Union
Credit union
Ouachita Valley Federal Credit Union
West Monroe, Louisiana · $100 million – $1 billion
Credit union
LA Capitol Federal Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Ouachita Valley Federal Credit Union | LA Capitol Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 81 | 81 |
| Loan quality | 74 (stronger) | 52 |
| Earnings | 75 (stronger) | 54 |
| Funding & liquidity | 88 (stronger) | 71 |
| Problem-loan coverage | 92 (stronger) | 83 |
| Peer percentile | 78th | 41st |
| Total assets | $464.1M | $798.4M |
| Deposits / shares | $420.9M | $645.3M |
| Capital ratio | 13.12% (stronger) | 13.10% |
| Problem loans | 0.78% (stronger) | 1.43% |
| Net charge-offs | 0.68% (stronger) | 1.11% |
| Return on assets | 1.37% (stronger) | 0.84% |
| Loans ÷ deposits | 71.8% (stronger) | 89.7% |
| Uninsured deposits | 8.5% (stronger) | 8.7% |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.5% | 48.6% |
Ouachita Valley Federal Credit Union has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ouachita Valley Federal Credit Union leads on 7 and LA Capitol Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.