Side-by-side · Q2 2026 data
Ouachita Valley Federal Credit Union vs Richland Parish Schools Federal Credit Union
Credit union
Ouachita Valley Federal Credit Union
West Monroe, Louisiana · $100 million – $1 billion
Credit union
Richland Parish Schools Federal Credit Union
Rayville, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Ouachita Valley Federal Credit Union | Richland Parish Schools Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 74 (stronger) | 0 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 78th | 49th |
| Total assets | $464.1M | $619K |
| Deposits / shares | $420.9M | $435K |
| Capital ratio | 13.12% | 29.55% (stronger) |
| Problem loans | 0.78% (stronger) | 6.18% |
| Net charge-offs | 0.68% | -0.31% (stronger) |
| Return on assets | 1.37% | 2.99% (stronger) |
| Loans ÷ deposits | 71.8% | 42.0% (stronger) |
| Uninsured deposits | 8.5% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.5% | — |
Ouachita Valley Federal Credit Union has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Ouachita Valley Federal Credit Union leads on 2 and Richland Parish Schools Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.