Side-by-side · Q2 2026 data
Ouachita Valley Federal Credit Union vs Riverland Federal Credit Union
Credit union
Ouachita Valley Federal Credit Union
West Monroe, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Ouachita Valley Federal Credit Union | Riverland Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 78 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 74 | 82 (stronger) |
| Earnings | 75 (stronger) | 48 |
| Funding & liquidity | 88 (stronger) | 57 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 78th | 74th |
| Total assets | $464.1M | $319.7M |
| Deposits / shares | $420.9M | $248.1M |
| Capital ratio | 13.12% | 15.84% (stronger) |
| Problem loans | 0.78% | 0.55% (stronger) |
| Net charge-offs | 0.68% | 0.66% (stronger) |
| Return on assets | 1.37% (stronger) | 0.70% |
| Loans ÷ deposits | 71.8% (stronger) | 103.0% |
| Uninsured deposits | 8.5% | 6.0% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.5% | 20.7% |
Ouachita Valley Federal Credit Union has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Ouachita Valley Federal Credit Union leads on 3 and Riverland Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.