Side-by-side · Q2 2026 data
Oucu Financial Credit Union, Inc. vs Homeland Credit Union
Metric by metric
| Measure | Oucu Financial Credit Union, Inc. | Homeland Credit Union |
|---|---|---|
| TellerScore | 55 | 82 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 61 | 63 (stronger) |
| Earnings | 7 | 57 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 12th | 82nd |
| Total assets | $526.8M | $624.2M |
| Deposits / shares | $456.7M | $547.3M |
| Capital ratio | 11.49% | 15.79% (stronger) |
| Problem loans | 1.17% | 1.10% (stronger) |
| Net charge-offs | 0.45% (stronger) | 0.89% |
| Return on assets | -0.32% | 0.93% (stronger) |
| Loans ÷ deposits | 91.1% | 30.5% (stronger) |
| Uninsured deposits | 6.9% (stronger) | 7.6% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.3% |
Homeland Credit Union has the higher TellerScore (82 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Oucu Financial Credit Union, Inc. leads on 2 and Homeland Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.