Side-by-side · Q2 2026 data
Our Community Credit Union vs Mt. Rainier Credit Union
Metric by metric
| Measure | Our Community Credit Union | Mt. Rainier Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 74 |
| Capital cushion | 77 | 84 (stronger) |
| Loan quality | 84 (stronger) | 76 |
| Earnings | 66 (stronger) | 25 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 82nd | 49th |
| Total assets | $638.3M | $26.3M |
| Deposits / shares | $551.8M | $22.8M |
| Capital ratio | 12.67% | 13.36% (stronger) |
| Problem loans | 0.48% (stronger) | 0.72% |
| Net charge-offs | 0.70% | 0.12% (stronger) |
| Return on assets | 1.16% (stronger) | 0.11% |
| Loans ÷ deposits | 40.7% | 31.6% (stronger) |
| Uninsured deposits | 6.0% | 4.2% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Our Community Credit Union has the higher TellerScore (82 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Our Community Credit Union leads on 3 and Mt. Rainier Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.