Side-by-side · Q2 2026 data
Ozarks Federal Savings and Loan Association vs MRV Banks
Bank
Ozarks Federal Savings and Loan Association
Farmington, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Ozarks Federal Savings and Loan Association | MRV Banks |
|---|---|---|
| TellerScore | 76 (stronger) | 43 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 68 (stronger) | 0 |
| Earnings | 55 | 83 (stronger) |
| Funding & liquidity | 63 (stronger) | 39 |
| Problem-loan coverage | 90 (stronger) | 11 |
| Peer percentile | 64th | 3rd |
| Total assets | $277.2M | $803.1M |
| Deposits / shares | $227.7M | $668.5M |
| Capital ratio | 15.09% (stronger) | 11.48% |
| Problem loans | 0.95% (stronger) | 5.72% |
| Net charge-offs | -0.01% (stronger) | 0.22% |
| Return on assets | 0.87% | 1.58% (stronger) |
| Loans ÷ deposits | 97.1% | 95.7% (stronger) |
| Uninsured deposits | 7.7% (stronger) | 38.0% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Ozarks Federal Savings and Loan Association has the higher TellerScore (76 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Ozarks Federal Savings and Loan Association leads on 5 and MRV Banks on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.