Side-by-side · Q2 2026 data
P.I.A.S. Credit Union vs Vanderbilt Credit Union
Metric by metric
| Measure | P.I.A.S. Credit Union | Vanderbilt Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 100 (stronger) | 57 |
| Earnings | 35 (stronger) | 28 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 83rd | 17th |
| Total assets | $4.2M | $53.2M |
| Deposits / shares | $3.5M | $47.9M |
| Capital ratio | 17.42% (stronger) | 9.79% |
| Problem loans | 0.00% (stronger) | 1.29% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 0.37% (stronger) | 0.21% |
| Loans ÷ deposits | 59.6% (stronger) | 67.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
P.I.A.S. Credit Union has the higher TellerScore (87 vs 57). On the 6 directional measures above (where higher or lower is clearly better), P.I.A.S. Credit Union leads on 6 and Vanderbilt Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.