Side-by-side · Q2 2026 data
Pace Resources Federal Credit Union vs Back Mountain Federal Credit Union
Credit union
Pace Resources Federal Credit Union
York, Pennsylvania · Under $100 million in assets
Credit union
Back Mountain Federal Credit Union
Shavertown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Pace Resources Federal Credit Union | Back Mountain Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 61 |
| Capital cushion | 100 | 100 |
| Loan quality | 66 (stronger) | 0 |
| Earnings | 43 | 46 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 97 (stronger) | 76 |
| Peer percentile | 65th | 23rd |
| Total assets | $6.5M | $6.9M |
| Deposits / shares | $5.3M | $5.0M |
| Capital ratio | 17.86% | 27.68% (stronger) |
| Problem loans | 1.01% (stronger) | 6.80% |
| Net charge-offs | 0.00% (stronger) | 0.47% |
| Return on assets | 0.58% | 0.64% (stronger) |
| Loans ÷ deposits | 33.3% (stronger) | 67.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pace Resources Federal Credit Union has the higher TellerScore (80 vs 61). On the 6 directional measures above (where higher or lower is clearly better), Pace Resources Federal Credit Union leads on 4 and Back Mountain Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.