Side-by-side · Q2 2026 data
Pace Resources Federal Credit Union vs Point Breeze Credit Union
Credit union
Pace Resources Federal Credit Union
York, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Pace Resources Federal Credit Union | Point Breeze Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 66 | 89 (stronger) |
| Earnings | 43 (stronger) | 37 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 65th | 84th |
| Total assets | $6.5M | $1.1B |
| Deposits / shares | $5.3M | $914.1M |
| Capital ratio | 17.86% (stronger) | 14.02% |
| Problem loans | 1.01% | 0.32% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 0.58% (stronger) | 0.42% |
| Loans ÷ deposits | 33.3% (stronger) | 79.8% |
| Uninsured deposits | 0.0% (stronger) | 5.2% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.6% |
Pace Resources Federal Credit Union has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Pace Resources Federal Credit Union leads on 6 and Point Breeze Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.