Side-by-side · Q2 2026 data
Pacific Alliance Bank vs American Plus Bank, N.A.
Metric by metric
| Measure | Pacific Alliance Bank | American Plus Bank, N.A. |
|---|---|---|
| TellerScore | 85 | 88 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 95 | 99 (stronger) |
| Earnings | 82 | 92 (stronger) |
| Funding & liquidity | 63 (stronger) | 34 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 88th | 92nd |
| Total assets | $454.4M | $935.0M |
| Deposits / shares | $369.2M | $748.0M |
| Capital ratio | 13.37% | 16.46% (stronger) |
| Problem loans | 0.16% | 0.04% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.56% | 1.81% (stronger) |
| Loans ÷ deposits | 93.0% (stronger) | 105.9% |
| Uninsured deposits | 19.2% (stronger) | 33.5% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Plus Bank, N.A. has the higher TellerScore (88 vs 85). On the 6 directional measures above (where higher or lower is clearly better), Pacific Alliance Bank leads on 2 and American Plus Bank, N.A. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.