Side-by-side · Q2 2026 data
Pacific Alliance Bank vs Arrowhead Federal Credit Union
Credit union
Arrowhead Federal Credit Union
Rancho Cucamong, California · $1 billion – $10 billion
Metric by metric
| Measure | Pacific Alliance Bank | Arrowhead Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 72 |
| Capital cushion | 84 (stronger) | 64 |
| Loan quality | 95 (stronger) | 70 |
| Earnings | 82 (stronger) | 55 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 88th | 66th |
| Total assets | $454.4M | $2.9B |
| Deposits / shares | $369.2M | $2.4B |
| Capital ratio | 13.37% (stronger) | 11.36% |
| Problem loans | 0.16% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 1.33% |
| Return on assets | 1.56% (stronger) | 0.87% |
| Loans ÷ deposits | 93.0% | 59.8% (stronger) |
| Uninsured deposits | 19.2% | 4.2% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pacific Alliance Bank has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Pacific Alliance Bank leads on 5 and Arrowhead Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.