Side-by-side · Q2 2026 data
Pacific Alliance Bank vs L. A. Electrical Workers Credit Un. Credit Union
Credit union
L. A. Electrical Workers Credit Un. Credit Union
Pasadena, California · Under $100 million in assets
Metric by metric
| Measure | Pacific Alliance Bank | L. A. Electrical Workers Credit Un. Credit Union |
|---|---|---|
| TellerScore | 85 | 88 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 82 (stronger) | 46 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 88th | 85th |
| Total assets | $454.4M | $54.8M |
| Deposits / shares | $369.2M | $44.9M |
| Capital ratio | 13.37% | 19.76% (stronger) |
| Problem loans | 0.16% | 0.08% (stronger) |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 1.56% (stronger) | 0.64% |
| Loans ÷ deposits | 93.0% | 26.2% (stronger) |
| Uninsured deposits | 19.2% | 1.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
L. A. Electrical Workers Credit Un. Credit Union has the higher TellerScore (88 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Pacific Alliance Bank leads on 1 and L. A. Electrical Workers Credit Un. Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.