Side-by-side · Q2 2026 data
Pacific Cascade Federal Credit Union vs Onpoint Community Credit Union
Metric by metric
| Measure | Pacific Cascade Federal Credit Union | Onpoint Community Credit Union |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 82 (stronger) | 67 |
| Earnings | 15 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 34th | 92nd |
| Total assets | $139.9M | $9.5B |
| Deposits / shares | $123.2M | $7.9B |
| Capital ratio | 10.47% | 15.00% (stronger) |
| Problem loans | 0.54% (stronger) | 0.98% |
| Net charge-offs | 0.71% | 0.42% (stronger) |
| Return on assets | -0.14% | 1.41% (stronger) |
| Loans ÷ deposits | 53.9% (stronger) | 80.0% |
| Uninsured deposits | 3.2% (stronger) | 3.6% |
| Offices | 4 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | 17.5% |
Onpoint Community Credit Union has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Pacific Cascade Federal Credit Union leads on 3 and Onpoint Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.