Side-by-side · Q2 2026 data
Paho/Who Federal Credit Union vs Homebase Federal Credit Union
Metric by metric
| Measure | Paho/Who Federal Credit Union | Homebase Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 72 |
| Capital cushion | 93 (stronger) | 59 |
| Loan quality | 79 (stronger) | 68 |
| Earnings | 33 | 66 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 74th | 57th |
| Total assets | $325.8M | $297.8M |
| Deposits / shares | $273.1M | $268.0M |
| Capital ratio | 14.32% (stronger) | 10.87% |
| Problem loans | 0.64% (stronger) | 0.96% |
| Net charge-offs | 0.54% (stronger) | 0.55% |
| Return on assets | 0.32% | 1.14% (stronger) |
| Loans ÷ deposits | 55.1% (stronger) | 55.4% |
| Uninsured deposits | 20.2% | 6.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Paho/Who Federal Credit Union has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Paho/Who Federal Credit Union leads on 5 and Homebase Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.