Side-by-side · Q2 2026 data
Palco Federal Credit Union vs Mc Federal Credit Union
Metric by metric
| Measure | Palco Federal Credit Union | Mc Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 65 |
| Capital cushion | 81 (stronger) | 74 |
| Loan quality | 93 (stronger) | 29 |
| Earnings | 71 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 75 |
| Peer percentile | 91st | 34th |
| Total assets | $109.3M | $247.2M |
| Deposits / shares | $97.1M | $216.7M |
| Capital ratio | 13.10% (stronger) | 12.40% |
| Problem loans | 0.20% (stronger) | 2.12% |
| Net charge-offs | 0.06% (stronger) | 0.42% |
| Return on assets | 1.28% | 1.50% (stronger) |
| Loans ÷ deposits | 49.1% (stronger) | 82.7% |
| Uninsured deposits | 4.8% | 4.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 13.8% |
Palco Federal Credit Union has the higher TellerScore (87 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Palco Federal Credit Union leads on 5 and Mc Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.