Side-by-side · Q2 2026 data
Palco Federal Credit Union vs Timberland Federal Credit Union
Metric by metric
| Measure | Palco Federal Credit Union | Timberland Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 68 |
| Capital cushion | 81 (stronger) | 52 |
| Loan quality | 93 (stronger) | 75 |
| Earnings | 71 (stronger) | 52 |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 91st | 45th |
| Total assets | $109.3M | $102.0M |
| Deposits / shares | $97.1M | $91.1M |
| Capital ratio | 13.10% (stronger) | 10.23% |
| Problem loans | 0.20% (stronger) | 0.76% |
| Net charge-offs | 0.06% (stronger) | 0.40% |
| Return on assets | 1.28% (stronger) | 0.80% |
| Loans ÷ deposits | 49.1% (stronger) | 65.1% |
| Uninsured deposits | 4.8% | 0.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 29.8% |
Palco Federal Credit Union has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Palco Federal Credit Union leads on 6 and Timberland Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.