Side-by-side · Q2 2026 data
Palco Federal Credit Union vs Wyrope Williamsport Federal Credit Union
Credit union
Wyrope Williamsport Federal Credit Union
S Williamsport, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Palco Federal Credit Union | Wyrope Williamsport Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 81 |
| Capital cushion | 81 | 96 (stronger) |
| Loan quality | 93 (stronger) | 64 |
| Earnings | 71 (stronger) | 59 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 91st | 68th |
| Total assets | $109.3M | $43.8M |
| Deposits / shares | $97.1M | $37.3M |
| Capital ratio | 13.10% | 14.58% (stronger) |
| Problem loans | 0.20% (stronger) | 1.08% |
| Net charge-offs | 0.06% (stronger) | 0.78% |
| Return on assets | 1.28% (stronger) | 0.97% |
| Loans ÷ deposits | 49.1% | 40.5% (stronger) |
| Uninsured deposits | 4.8% | 1.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
Palco Federal Credit Union has the higher TellerScore (87 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Palco Federal Credit Union leads on 4 and Wyrope Williamsport Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.