Side-by-side · Q2 2026 data
Palmetto First Federal Credit Union vs Neighbors United Federal Credit Union
Credit union
Palmetto First Federal Credit Union
Florence, South Carolina · Under $100 million in assets
Credit union
Neighbors United Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Palmetto First Federal Credit Union | Neighbors United Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 37 | 58 (stronger) |
| Earnings | 87 (stronger) | 0 |
| Funding & liquidity | 76 | 94 (stronger) |
| Problem-loan coverage | 87 | 87 |
| Peer percentile | 57th | 22nd |
| Total assets | $64.1M | $64.0M |
| Deposits / shares | $50.5M | $56.3M |
| Capital ratio | 21.01% (stronger) | 12.57% |
| Problem loans | 1.89% | 1.27% (stronger) |
| Net charge-offs | 1.56% | 0.43% (stronger) |
| Return on assets | 1.66% (stronger) | -0.57% |
| Loans ÷ deposits | 84.7% | 66.0% (stronger) |
| Uninsured deposits | 8.7% | 1.9% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Palmetto First Federal Credit Union has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Palmetto First Federal Credit Union leads on 3 and Neighbors United Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.