Side-by-side · Q2 2026 data
Palmetto First Federal Credit Union vs Santee Cooper Credit Union
Credit union
Palmetto First Federal Credit Union
Florence, South Carolina · Under $100 million in assets
Credit union
Santee Cooper Credit Union
Moncks Corner, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Palmetto First Federal Credit Union | Santee Cooper Credit Union |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 37 | 68 (stronger) |
| Earnings | 87 (stronger) | 71 |
| Funding & liquidity | 76 | 80 (stronger) |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 57th | 70th |
| Total assets | $64.1M | $95.9M |
| Deposits / shares | $50.5M | $80.4M |
| Capital ratio | 21.01% (stronger) | 15.01% |
| Problem loans | 1.89% | 0.97% (stronger) |
| Net charge-offs | 1.56% | 0.18% (stronger) |
| Return on assets | 1.66% (stronger) | 1.28% |
| Loans ÷ deposits | 84.7% | 80.7% (stronger) |
| Uninsured deposits | 8.7% (stronger) | 9.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Santee Cooper Credit Union has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Palmetto First Federal Credit Union leads on 3 and Santee Cooper Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.