Side-by-side · Q2 2026 data
Panhandle Federal Credit Union vs Dillon Credit Union
Metric by metric
| Measure | Panhandle Federal Credit Union | Dillon Credit Union |
|---|---|---|
| TellerScore | 80 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 92 (stronger) | 63 |
| Earnings | 13 | 79 (stronger) |
| Funding & liquidity | 99 (stronger) | 93 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 65th | 70th |
| Total assets | $62.5M | $79.8M |
| Deposits / shares | $53.1M | $68.0M |
| Capital ratio | 16.53% (stronger) | 14.00% |
| Problem loans | 0.24% (stronger) | 1.11% |
| Net charge-offs | 0.13% | 0.09% (stronger) |
| Return on assets | -0.18% | 1.47% (stronger) |
| Loans ÷ deposits | 61.6% (stronger) | 67.7% |
| Uninsured deposits | 2.4% (stronger) | 8.6% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | — |
Dillon Credit Union has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Panhandle Federal Credit Union leads on 4 and Dillon Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.