Side-by-side · Q2 2026 data
Panhandle Federal Credit Union vs Mid-Kansas Credit Union
Metric by metric
| Measure | Panhandle Federal Credit Union | Mid-Kansas Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 47 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 92 (stronger) | 22 |
| Earnings | 13 | 45 (stronger) |
| Funding & liquidity | 99 (stronger) | 89 |
| Problem-loan coverage | 98 (stronger) | 67 |
| Peer percentile | 65th | 7th |
| Total assets | $62.5M | $84.0M |
| Deposits / shares | $53.1M | $76.7M |
| Capital ratio | 16.53% (stronger) | 9.35% |
| Problem loans | 0.24% (stronger) | 2.34% |
| Net charge-offs | 0.13% (stronger) | 0.43% |
| Return on assets | -0.18% | 0.63% (stronger) |
| Loans ÷ deposits | 61.6% (stronger) | 71.5% |
| Uninsured deposits | 2.4% (stronger) | 6.8% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | — |
Panhandle Federal Credit Union has the higher TellerScore (80 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Panhandle Federal Credit Union leads on 6 and Mid-Kansas Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.