Side-by-side · Q2 2026 data
Panhandle Federal Credit Union vs Midwest Regional Credit Union
Metric by metric
| Measure | Panhandle Federal Credit Union | Midwest Regional Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 92 (stronger) | 79 |
| Earnings | 13 | 45 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 65th | 42nd |
| Total assets | $62.5M | $71.9M |
| Deposits / shares | $53.1M | $63.3M |
| Capital ratio | 16.53% (stronger) | 11.06% |
| Problem loans | 0.24% (stronger) | 0.63% |
| Net charge-offs | 0.13% (stronger) | 0.88% |
| Return on assets | -0.18% | 0.63% (stronger) |
| Loans ÷ deposits | 61.6% | 47.8% (stronger) |
| Uninsured deposits | 2.4% | 2.4% (stronger) |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | — |
Panhandle Federal Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Panhandle Federal Credit Union leads on 4 and Midwest Regional Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.