TellerScore

Midwest Regional Credit Union (NCUA charter #60037) is based in Kansas City, Kansas. Its Q2 2026 call report shows $71.9M in total assets and $63.3M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Midwest Regional Credit Union scores 71/100, which we describe as strong. That is higher than only 42% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 30th. Its strongest component is funding & liquidity (100/100; 48% loans-to-deposits, 2% uninsured), and its lowest is earnings (45/100; 0.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.06%
Loan quality79/100
Loans 60+ days delinquent ÷ total loans: 0.63%
Earnings45/100
Return on assets (annualized): 0.63%
Funding & liquidity100/100
Loans ÷ shares: 47.8% · 2.4% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.07%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 71).

TellerScore
666972Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202470
Q4 202467
Q1 202566
Q2 202572
Q3 202572
Q4 202571
Q1 202671
Q2 202671
Net worth ratio
7.00%9.03%11.06%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.06%
Q3 20249.50%
Q4 20249.71%
Q1 20259.81%
Q2 202510.26%
Q3 202510.62%
Q4 202510.86%
Q1 202610.80%
Q2 202611.06%
Delinquent loans (60+ days)
0.30%0.62%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.30%
Q3 20240.42%
Q4 20240.85%
Q1 20250.94%
Q2 20250.61%
Q3 20250.59%
Q4 20250.87%
Q1 20260.65%
Q2 20260.63%
Return on assets
0.63%0.77%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.76%
Q3 20240.84%
Q4 20240.84%
Q1 20250.75%
Q2 20250.90%
Q3 20250.86%
Q4 20250.86%
Q1 20260.68%
Q2 20260.63%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$71.9M11.06%0.63%0.63%47.8%
Q1 202671$72.7M10.80%0.65%0.68%47.5%
Q4 202571$71.2M10.86%0.87%0.86%50.5%
Q3 202572$71.6M10.62%0.59%0.86%50.9%
Q2 202572$72.6M10.26%0.61%0.90%49.2%
Q1 202566$74.0M9.81%0.94%0.75%48.4%
Q4 202467$73.3M9.71%0.85%0.84%50.6%
Q3 202470$73.2M9.50%0.42%0.84%51.8%
Q2 202470$73.1M9.06%0.30%0.76%51.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.06%
24th
Problem loans0.63%
53rd
Net charge-offs0.88%
16th
Return on assets0.63%
49th
Loans to deposits47.8%
67th
Uninsured deposits2.4%
42nd
Loan-loss reserves0.00%
37th
Texas ratio3.1%
42nd

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Sm Federal Credit UnionCredit union Mission, KS89 out of 100, Very strong$77.2M20.0%0.24%vs
Dillon Credit UnionCredit union Hutchinson, KS82 out of 100, Strong$79.8M14.0%1.11%vs
Panhandle Federal Credit UnionCredit union Wellington, KS80 out of 100, Strong$62.5M16.5%0.24%vs
Mid-Kansas Credit UnionCredit union Moundridge, KS47 out of 100, Below average$84.0M9.3%2.34%vs
Ark Valley Credit UnionCredit union Arkansas City, KS94 out of 100, Very strong$57.3M15.2%0.19%vs
Empower Blue Credit UnionCredit union Topeka, KS88 out of 100, Very strong$55.1M18.1%0.10%vs

Deposit insurance

Is my money safe at Midwest Regional Credit Union?

Yes. Midwest Regional Credit Union is a federally insured credit union (NCUA charter #60037). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.4% of shares and deposits ($1.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.06%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Midwest Regional Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Midwest Regional Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60037
RSSD ID
422693
Primary regulator
State + NCUA
Established
1938
Headquarters
Po Box 12217, Kansas City, KS 66112
Employees
16

Quick answers

Midwest Regional Credit Union: common questions

Is Midwest Regional Credit Union NCUA insured?

Yes. Midwest Regional Credit Union is a federally insured credit union (NCUA charter #60037). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Midwest Regional Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Midwest Regional Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Kansas City

InstitutionScoreAssetsCapitalProblem loansCompare
Comanche County Federal Credit UnionCredit union Lawton, OK96 out of 100, Very strong$36.4M18.8%0.00%vs
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
K.U.M.C. Credit UnionCredit union Shawnee, KS95 out of 100, Very strong$31.4M13.8%0.04%vs
The Bank of Grain ValleyBank Grain Valley, MO95 out of 100, Very strong$110.6M24.0%0.00%vs
National Advisors Trust CompanyBank Leawood, KS94 out of 100, Very strong$21.6M83.7%0.00%vs
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs