Side-by-side · Q2 2026 data
Parda Federal Credit Union vs Aac Credit Union
Metric by metric
| Measure | Parda Federal Credit Union | Aac Credit Union |
|---|---|---|
| TellerScore | 75 | 90 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 75 | 88 (stronger) |
| Earnings | 31 | 78 (stronger) |
| Funding & liquidity | 99 (stronger) | 85 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 66th | 95th |
| Total assets | $217.4M | $212.4M |
| Deposits / shares | $189.9M | $158.1M |
| Capital ratio | 13.68% | 24.16% (stronger) |
| Problem loans | 0.75% | 0.36% (stronger) |
| Net charge-offs | 0.52% | 0.08% (stronger) |
| Return on assets | 0.27% | 1.46% (stronger) |
| Loans ÷ deposits | 61.0% (stronger) | 75.1% |
| Uninsured deposits | 9.1% | 5.3% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | 12.5% |
Aac Credit Union has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Parda Federal Credit Union leads on 1 and Aac Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.