Side-by-side · Q2 2026 data
Parda Federal Credit Union vs Neighbors United Federal Credit Union
Credit union
Neighbors United Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Parda Federal Credit Union | Neighbors United Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 60 |
| Capital cushion | 87 (stronger) | 76 |
| Loan quality | 75 (stronger) | 58 |
| Earnings | 31 (stronger) | 0 |
| Funding & liquidity | 99 (stronger) | 94 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 66th | 22nd |
| Total assets | $217.4M | $64.0M |
| Deposits / shares | $189.9M | $56.3M |
| Capital ratio | 13.68% (stronger) | 12.57% |
| Problem loans | 0.75% (stronger) | 1.27% |
| Net charge-offs | 0.52% | 0.43% (stronger) |
| Return on assets | 0.27% (stronger) | -0.57% |
| Loans ÷ deposits | 61.0% (stronger) | 66.0% |
| Uninsured deposits | 9.1% | 1.9% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Parda Federal Credit Union has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Parda Federal Credit Union leads on 5 and Neighbors United Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.