Side-by-side · Q2 2026 data
Partners Bank of California vs Comunidad Latina Federal Credit Union
Credit union
Comunidad Latina Federal Credit Union
Santa Ana, California · Under $100 million in assets
Metric by metric
| Measure | Partners Bank of California | Comunidad Latina Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 87 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 100 (stronger) | 67 |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 23 | 68 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 53rd | 83rd |
| Total assets | $602.2M | $11.0M |
| Deposits / shares | $509.0M | $8.1M |
| Capital ratio | 11.67% | 26.19% (stronger) |
| Problem loans | 0.00% (stronger) | 0.99% |
| Net charge-offs | 0.00% (stronger) | 0.69% |
| Return on assets | 1.26% | 2.27% (stronger) |
| Loans ÷ deposits | 97.3% | 79.9% (stronger) |
| Uninsured deposits | 50.7% | 26.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Comunidad Latina Federal Credit Union has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Partners Bank of California leads on 2 and Comunidad Latina Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.