Side-by-side · Q2 2026 data
Partners Bank of Wisconsin vs Athens Area Credit Union
Metric by metric
| Measure | Partners Bank of Wisconsin | Athens Area Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 84 |
| Capital cushion | 97 (stronger) | 84 |
| Loan quality | 88 (stronger) | 79 |
| Earnings | 71 (stronger) | 70 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 90th | 75th |
| Total assets | $294.2M | $49.9M |
| Deposits / shares | $224.2M | $42.9M |
| Capital ratio | 14.70% (stronger) | 13.35% |
| Problem loans | 0.36% (stronger) | 0.63% |
| Net charge-offs | -0.03% (stronger) | 0.04% |
| Return on assets | 1.28% (stronger) | 1.25% |
| Loans ÷ deposits | 78.3% | 40.7% (stronger) |
| Uninsured deposits | 25.4% | 2.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Partners Bank of Wisconsin has the higher TellerScore (86 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Partners Bank of Wisconsin leads on 5 and Athens Area Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.