Side-by-side · Q2 2026 data
Partners Bank of Wisconsin vs First Choice Credit Union
Credit union
First Choice Credit Union
Marshfield, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Partners Bank of Wisconsin | First Choice Credit Union |
|---|---|---|
| TellerScore | 86 | 89 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 88 (stronger) | 78 |
| Earnings | 71 | 86 (stronger) |
| Funding & liquidity | 70 | 87 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 90th | 87th |
| Total assets | $294.2M | $51.0M |
| Deposits / shares | $224.2M | $42.2M |
| Capital ratio | 14.70% | 16.34% (stronger) |
| Problem loans | 0.36% (stronger) | 0.65% |
| Net charge-offs | -0.03% (stronger) | 0.37% |
| Return on assets | 1.28% | 1.66% (stronger) |
| Loans ÷ deposits | 78.3% | 72.8% (stronger) |
| Uninsured deposits | 25.4% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
First Choice Credit Union has the higher TellerScore (89 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Partners Bank of Wisconsin leads on 2 and First Choice Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.