Side-by-side · Q2 2026 data
Partners Bank of Wisconsin vs Valley Communities Credit Union
Metric by metric
| Measure | Partners Bank of Wisconsin | Valley Communities Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 83 |
| Capital cushion | 97 (stronger) | 80 |
| Loan quality | 88 | 91 (stronger) |
| Earnings | 71 (stronger) | 56 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 90th | 83rd |
| Total assets | $294.2M | $306.9M |
| Deposits / shares | $224.2M | $264.2M |
| Capital ratio | 14.70% (stronger) | 12.97% |
| Problem loans | 0.36% | 0.28% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.06% |
| Return on assets | 1.28% (stronger) | 0.91% |
| Loans ÷ deposits | 78.3% | 59.2% (stronger) |
| Uninsured deposits | 25.4% | 6.0% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 20.4% |
Partners Bank of Wisconsin has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Partners Bank of Wisconsin leads on 4 and Valley Communities Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.