Side-by-side · Q2 2026 data
Pasadena Federal Credit Union vs Monterey Credit Union
Metric by metric
| Measure | Pasadena Federal Credit Union | Monterey Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 50 |
| Capital cushion | 61 (stronger) | 38 |
| Loan quality | 91 (stronger) | 68 |
| Earnings | 44 (stronger) | 13 |
| Funding & liquidity | 91 (stronger) | 73 |
| Problem-loan coverage | 97 (stronger) | 81 |
| Peer percentile | 60th | 6th |
| Total assets | $375.0M | $360.5M |
| Deposits / shares | $322.9M | $296.4M |
| Capital ratio | 11.10% (stronger) | 8.75% |
| Problem loans | 0.28% (stronger) | 0.97% |
| Net charge-offs | 0.30% (stronger) | 0.70% |
| Return on assets | 0.59% (stronger) | -0.18% |
| Loans ÷ deposits | 69.2% (stronger) | 87.5% |
| Uninsured deposits | 8.1% | 0.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 50.0% |
Pasadena Federal Credit Union has the higher TellerScore (73 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Pasadena Federal Credit Union leads on 6 and Monterey Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.