Side-by-side · Q2 2026 data
Passumpsic Savings Bank vs 802 Credit Union
Metric by metric
| Measure | Passumpsic Savings Bank | 802 Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 81 (stronger) | 75 |
| Loan quality | 76 (stronger) | 50 |
| Earnings | 74 (stronger) | 66 |
| Funding & liquidity | 64 | 72 (stronger) |
| Problem-loan coverage | 85 (stronger) | 81 |
| Peer percentile | 64th | 41st |
| Total assets | $934.5M | $507.7M |
| Deposits / shares | $753.0M | $440.1M |
| Capital ratio | 13.06% (stronger) | 12.54% |
| Problem loans | 0.71% (stronger) | 1.50% |
| Net charge-offs | 0.06% (stronger) | 0.35% |
| Return on assets | 1.35% (stronger) | 1.14% |
| Loans ÷ deposits | 86.1% (stronger) | 88.4% |
| Uninsured deposits | 24.4% | 3.4% (stronger) |
| Offices | 11 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.6% |
Passumpsic Savings Bank has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Passumpsic Savings Bank leads on 6 and 802 Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.