Side-by-side · Q2 2026 data
Passumpsic Savings Bank vs Northfield Savings Bank
Metric by metric
| Measure | Passumpsic Savings Bank | Northfield Savings Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 81 (stronger) | 60 |
| Loan quality | 76 | 83 (stronger) |
| Earnings | 74 (stronger) | 48 |
| Funding & liquidity | 64 | 71 (stronger) |
| Problem-loan coverage | 85 | 93 (stronger) |
| Peer percentile | 64th | 49th |
| Total assets | $934.5M | $1.6B |
| Deposits / shares | $753.0M | $1.3B |
| Capital ratio | 13.06% (stronger) | 10.96% |
| Problem loans | 0.71% | 0.52% (stronger) |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.35% (stronger) | 0.71% |
| Loans ÷ deposits | 86.1% | 86.0% (stronger) |
| Uninsured deposits | 24.4% | 18.0% (stronger) |
| Offices | 11 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.5% |
Passumpsic Savings Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Passumpsic Savings Bank leads on 3 and Northfield Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.