Side-by-side · Q2 2026 data
Passumpsic Savings Bank vs Peoples Trust Company of St. Albans
Metric by metric
| Measure | Passumpsic Savings Bank | Peoples Trust Company of St. Albans |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 81 (stronger) | 68 |
| Loan quality | 76 | 86 (stronger) |
| Earnings | 74 (stronger) | 61 |
| Funding & liquidity | 64 | 72 (stronger) |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 64th | 57th |
| Total assets | $934.5M | $395.4M |
| Deposits / shares | $753.0M | $348.8M |
| Capital ratio | 13.06% (stronger) | 11.79% |
| Problem loans | 0.71% | 0.41% (stronger) |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 1.35% (stronger) | 1.02% |
| Loans ÷ deposits | 86.1% | 84.4% (stronger) |
| Uninsured deposits | 24.4% | 18.1% (stronger) |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
Passumpsic Savings Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Passumpsic Savings Bank leads on 3 and Peoples Trust Company of St. Albans on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.