Side-by-side · Q2 2026 data
Paterson Police Federal Credit Union vs Wakefern Federal Credit Union
Credit union
Paterson Police Federal Credit Union
Paterson, New Jersey · Under $100 million in assets
Credit union
Wakefern Federal Credit Union
Elizabeth, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Paterson Police Federal Credit Union | Wakefern Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 99 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 19 | 96 (stronger) |
| Earnings | 37 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 32nd | 99th |
| Total assets | $4.7M | $12.0M |
| Deposits / shares | $3.8M | $9.1M |
| Capital ratio | 19.89% | 24.31% (stronger) |
| Problem loans | 2.44% | 0.13% (stronger) |
| Net charge-offs | -0.74% (stronger) | 0.09% |
| Return on assets | 0.43% | 2.03% (stronger) |
| Loans ÷ deposits | 44.3% | 42.9% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 16.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wakefern Federal Credit Union has the higher TellerScore (99 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Paterson Police Federal Credit Union leads on 2 and Wakefern Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.