Side-by-side · Q2 2026 data
Pathfinder Federal Credit Union vs A.C.P.E. Federal Credit Union
Metric by metric
| Measure | Pathfinder Federal Credit Union | A.C.P.E. Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 66 | 68 (stronger) |
| Loan quality | 79 | 84 (stronger) |
| Earnings | 65 | 89 (stronger) |
| Funding & liquidity | 92 | 95 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 54th | 72nd |
| Total assets | $68.6M | $78.1M |
| Deposits / shares | $61.2M | $68.9M |
| Capital ratio | 11.55% | 11.75% (stronger) |
| Problem loans | 0.64% | 0.47% (stronger) |
| Net charge-offs | 0.11% | 0.09% (stronger) |
| Return on assets | 1.13% | 1.74% (stronger) |
| Loans ÷ deposits | 68.0% | 65.5% (stronger) |
| Uninsured deposits | 14.3% | 8.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A.C.P.E. Federal Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Pathfinder Federal Credit Union leads on 0 and A.C.P.E. Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.