Side-by-side · Q2 2026 data
Pathway Bank vs First Community Bank
Metric by metric
| Measure | Pathway Bank | First Community Bank |
|---|---|---|
| TellerScore | 54 | 66 (stronger) |
| Capital cushion | 74 (stronger) | 41 |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 83 (stronger) | 60 |
| Funding & liquidity | 60 | 71 (stronger) |
| Problem-loan coverage | 58 | 94 (stronger) |
| Peer percentile | 10th | 31st |
| Total assets | $338.1M | $342.3M |
| Deposits / shares | $245.5M | $300.2M |
| Capital ratio | 12.43% (stronger) | 9.05% |
| Problem loans | 3.85% | 0.40% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.57% (stronger) | 0.99% |
| Loans ÷ deposits | 97.0% | 84.8% (stronger) |
| Uninsured deposits | 17.5% (stronger) | 18.9% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.6% | — |
First Community Bank has the higher TellerScore (66 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Pathway Bank leads on 3 and First Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.