Side-by-side · Q2 2026 data
Pba Federal Credit Union vs Combined Federal Credit Union
Credit union
Combined Federal Credit Union
Hot Springs, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Pba Federal Credit Union | Combined Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 93 (stronger) | 31 |
| Earnings | 3 | 77 (stronger) |
| Funding & liquidity | 66 | 73 (stronger) |
| Problem-loan coverage | 99 (stronger) | 78 |
| Peer percentile | 49th | 36th |
| Total assets | $11.3M | $8.9M |
| Deposits / shares | $8.0M | $7.6M |
| Capital ratio | 29.30% (stronger) | 13.71% |
| Problem loans | 0.20% (stronger) | 2.08% |
| Net charge-offs | -1.00% (stronger) | -0.05% |
| Return on assets | -0.43% | 1.43% (stronger) |
| Loans ÷ deposits | 94.2% | 87.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pba Federal Credit Union has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Pba Federal Credit Union leads on 5 and Combined Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.